DeFi is developing software that enables cryptocurrency partners to deliver Bondtokens, Stablecoins, and Flatcoins (aka Inflationcoins) to their crypto markets. The company’s founders have developed a method for securing debt financing using life insurance as collateral. They received the first-ever investment grade bond rating based solely on their financial model.  The company has received a contract to adapt its bond software to support a continuously verified and audited series of “bank letters of credit” as blockchain tokens in the EU, which will comply with MiCA regulations. These will be $100 million Credit tokens designed to replace cumbersome and expensive bank letters of credit or international trade.